Clean Clothes Inexpensively
Wash and iron clothes yourself. If you use a cleaner, compare prices at different establishments. A .50 cent difference in cleaning a shirt, for example, can really add up over time.
Use Window Coverings to Block or Let in Sunshine
In summer, use these coverings to block sunlight, keeping your house cool. In winter, open the coverings to let sunshine warm the house. You could easily save more than $100 annually and you’ll be more comfortable.
Keep Your Car Engine Tuned and Its Tires Inflated to Their Proper Pressure
Doing both can save you up to $100 a year in gas.
Raise the Deductibles on Auto and Homeowners' Insurance
Being willing to pay $500-1,000 on a claim, rather than only $100-250, can reduce annual premiums by as much as several hundred dollars.
Shop Around for Auto and Homeowners' Insurance
Before renewing your existing policies each year, check out the rates of competing companies (see the website of your state insurance department). Their annual premiums could well be several hundred dollars lower.