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1. Identity theft (choose three correct answers):Is a federal crime.
Is when one person’s identification is used or transferred by another person for unlawful activities.
Can happen to anyone at any time.
Can’t be prevented.

2. Identity theft can happen:On your computer.
When a thief steals information from your trash.
All of the answers are correct.
Through the mail.
When someone steals your wallet.

3. Phishing (choose two correct answers):Is a form of online identity theft
Lures consumers into divulging their personal financial information
Is a fun outdoor activity

4. True or False: Your identity can not be stolen by someone you know.True
False

5. True or False: Most people know immediately if their identity is stolen.True
False

6. You should share your Social Security Number with (choose three correct answers:Your employer
Financial institutions you do business with and trust
As few people as possible
A store that wants to verify your identity

7. Some of the best ways to protect yourself on the internet are (choose two correct answers):Use a strong password
Always click on links in emails
Verify a source before providing your information
Use the same password on all sites

8. Using a credit freeze means:Restricting access to your credit report
Freezing your interest rates
Freezing your credit so that you can’t use your credit cards

9. If you think your identity has been stolen, you should contact:Your credit card companies.
The three credit bureaus.
The police.
Your bank or credit union.
All of the answers are correct.

10. You can probably throw away or recycle without shredding (choose three correct answers):Credit card offers
Thank you notes from friends
Receipts
Bank statements
Empty envelopes
Doctors’ bills
Magazines

11. A strong credit card PIN might be:Your birth date
Your street number
A random number
The last four digits of your SSN

12. It’s best to review your credit report:Every year
Every ten years
Every month
Only if you think that you’ve been a victim of identity theft

13. You can request your credit report:For free once a year from each of the three credit bureaus
For a small cost once a year from each of the three credit bureaus
For free once a year from one of the three credit bureaus
For free once every five years from each of the three credit bureaus

14. True or False: The three credit bureaus will always have exactly the same informationTrue
False

15. True or False: Requesting your free credit report will have a negative impact on your credit score:True
False

16. A secure website begins with:https://
http://

17. True or False: It’s best to carry as much personal and financial information as possible in your wallet:False
True

18. Confidential information includes:Personal Identification Number (PIN).
Social Security Number (SSN).
Your mother’s maiden name.
Birth date.
All of the answers are correct.
Credit card numbers.

19. True or False: You shouldn’t worry about what kinds of personal information you include on social networking websites like Facebook or Twitter – after all, only your friends can see your information.True
False

20. Some ways that identity thieves often take advantage of their victims are (choose two correct answers.):Opening new financial accounts, such as credit cards
Using existing accounts to withdraw money or make a purchase
Buying gifts for the victim